1. Introduction

Welcome to Monifi.app, a personal financial management application. The privacy of our users is a priority, and we are committed to protecting their personal data in accordance with the General Data Protection Regulation (GDPR), the Federal Law on the Protection of Personal Data Held by Private Parties (LFPDPPP), and other applicable regulations.

By using Monifi.app, the user agrees to this Privacy Policy and the processing of their personal data as described herein.

2. Collected Data

We collect and store the following information provided by users:

• Registration Data: Name, email, and password.
• Financial Information: Budgets, income, expenses, credit card spending, expense categories, savings, and debt management.
• Technical and Usage Data: IP address, device type, operating system, access date and time, and activity within the app.

We do not request or store sensitive banking information, such as credit card numbers or bank account details. Users are responsible for the information they enter and can delete it at any time.

3. Use of Information

We use the collected data to:

• Manage and personalize the user experience.
• Provide financial management features.
• Improve the performance and security of the app.
• Comply with legal and regulatory requirements.

4. Data Sharing

We do not share personal information with third parties, except in the following cases:

• Legal Compliance: If required by a competent authority in compliance with the law.
• Security and Fraud Prevention: To protect the integrity of our users and systems.
• Service Providers: We may share information with third parties who assist us in operating the app, under strict confidentiality agreements.

5. Information Security

We implement security measures, including data encryption, access control, and periodic audits to protect the stored information. However, we cannot guarantee absolute security, so users must also take precautions to protect their data.

6. Data Deletion

The user can request the deletion of their data at any time from the app settings or by contacting our support team.

7. User Rights

Users have the right to:

• Access, rectify, or delete their information.
• Object to or request the restriction of the processing of their data.
• Data portability according to applicable regulations.